💰 Argentina Net Salary Calculator
Convert your gross salary to net (or vice versa) with real calculations: Retirement, Health Insurance, PAMI and Income Tax. Includes SAC bonus, vacation and employer cost.
🧮 Calculator
📊 Calculation Result
🎁 SAC Bonus
🏖️ Vacation (14 days)
On top of gross salary, the employer pays employer contributions of ~25.5% (Retirement + PAMI + Health Insurance + LRT + Life Insurance).
How is the net salary calculated in Argentina?
The net salary is what actually goes into your bank account after mandatory deductions and Income Tax if applicable.
Mandatory deductions (17% of gross)
- Retirement (SIPA) — 11% goes to the Integrated Argentine Retirement System.
- Health Insurance — 3% for your medical coverage.
- PAMI (INSSJyP) — 3% goes to the National Institute of Social Services for Retirees.
Income Tax 2026 (Fourth Category)
Applied if monthly income exceeds the Minimum Threshold. Progressive scale: the more you earn, the higher the percentage.
| Annual Net Income | % | Fixed Addition |
|---|---|---|
| $0 – $2.400.000 | 5% | $0 |
| $2.400.000 – $4.800.000 | 9% | $120.000 |
| $4.800.000 – $7.200.000 | 12% | $336.000 |
| $7.200.000 – $9.600.000 | 15% | $624.000 |
| $9.600.000 – $14.400.000 | 19% | $984.000 |
| $14.400.000 – $19.200.000 | 23% | $1.896.000 |
| $19.200.000 – $28.800.000 | 27% | $3.000.000 |
| $28.800.000 – $38.400.000 | 31% | $5.592.000 |
| + $38.400.000 | 35% | $8.568.000 |
⚠️ Reference values. Always verify with AFIP and your paystub.
SAC Bonus and Vacations
How is the SAC calculated?
The Complementary Annual Salary (SAC), or bonus, is 50% of the best salary of the semester. Paid in two installments:
- 1st installment — before June 30 (first semester).
- 2nd installment — before December 18 (second semester).
How many vacation days?
According to Labor Contract Law (Art. 150), vacation days depend on seniority:
- Up to 5 years — 14 calendar days
- 5 to 10 years — 21 calendar days
- 10 to 20 years — 28 calendar days
- Over 20 years — 35 calendar days
Daily vacation value = gross salary divided by 25 (not 30, this is a legal benefit for the worker).